How To Solve Any Business Problem With Ai

Why This Matter

Running a business today isn’t easy.
You’re constantly juggling:

  • Staff issues

  • Messy systems

  • Outdated tools

  • Stock headaches

  • Cash flow stress

The good news?

AI can help you solve all of these faster, smarter, and more affordably, if you know how.

This guide will show you exactly how to do that, using a simple method called The 5Ms.

 The 5Ms: Your Business Problem Decoder

Before you throw tech at your problems, step back and ask:
What’s actually broken?

Most business challenges fit into these 5Ms:

Welcome to the Envelope Budgeting Method the street-smart way to take control of your business cash without a finance degree or expensive software.

M

Man

Method

Machinery

Material

Money

What It Means

Your people & team

Your tools & technology

Your stock & supplies

Your processes & workflows

Your finances

Typical Issues

Low productivity, burnout, bad communication

Messy systems, missed deadlines

Old software, broken equipment

Stock shortages, delivery delays

Cash gaps, rising expenses

Step 1: Find the Real Problem

Use these tools to find the root cause of your issue:

  • The 5 Whys Method:
    Keep asking “Why?” until you hit the real problem.
    Learn how here ➔

  • Fishbone Diagram (Ishikawa):
    Map out all possible causes visually.
    Try Lucidchart’s Fishbone Tool ➔

  • Collect Real Data:
    Use your reports, customer feedback, and process logs to get the full picture.

Step 2: Use AI to Diagnose the Problem

Once you know the “M,” use AI to dig deeper and spot patterns you’re missing.

Helpful AI Tools:

Helpful AI Tools:

  • ChatGPT – Brainstorm solutions and ask AI for ideas.
    Example: “What causes staff burnout in small businesses?”

  • Claude AI – A user-friendly AI assistantgreat for brainstorming.

  • Celonis – AI-powered process mining to find workflow bottlenecks.

  • UiPath Process Mining – Discover inefficiencies in your systems.

  • Power BI with AI Insights – Analyze sales, team performance, or marketing ROI.

ai to diagnose

Step 3: Match the Problem to the Right AI Tool

Here’s your Street-Smart Cheat Sheet:

M

Man

Method

Machinery

Material

Money

AI Solution

AI Training, HR Chatbots

Workflow Automation, Process Mining

Predictive Maintenance, IT Monitoring

AI Inventory & Demand Forecasting

Cash Flow AI, Accounting AI, Pricing AI

Real-World AI Business Wins

1. (Man) Fixing Staff Problems

Problem: Construction company faced delays from poor scheduling.

AI Fix: Used TimeHero to auto-assign jobs based on availability and weather.

Result: 27% fewer project delays in 90 days.

2. (Method) Solving Process Bottlenecks

Problem: Marketing campaigns slowed down by manual tasks.

AI Fix: Used Zapier and Make to automate emails, lead follow-ups, and admin tasks.

Result: Doubled consult bookings with half the effort.

3. (Machinery) Reducing Equipment Downtime

Problem: Machines kept breaking without warning.

AI Fix: Installed IoT sensors and AI predictive maintenance.

Result: Cut machine downtime by 50%.

4. (Material) Managing Stock Smarter

Problem: Small retailer lost sales due to stockouts.

AI Fix: Used Lily AI to predict when to reorder.

Result: Reduced lost sales and slashed overstocking.

5. (Money) Fixing Cash Flow Gaps

Problem: Online store struggled with late-paying customers.

AI Fix:

•              Used ChatGPT to write polite, effective follow-up emails.

•              Used Melio to automate collections.

Result: Reduced unpaid invoices by 60% in 45 days.

put ai into action

Step 4: Put AI Into Action—The Street-Smart Way

Follow this simple 5-step plan:

1. Pick One Problem First

Focus on the issue draining your time or money.

2. Choose the Right AI Tool

Try free versions first:

3. Create a Simple SOP

An SOP is a simple, step-by-step guide that tells you (or your team) exactly how to do a task the same way every time.

Write down exactly how you’ll use the tool.

Example: “Every Monday, run ChatGPT to check sales reports for unusual trends.”

Create a Simple SOP

4. Train Your Team

Use YouTube tutorials or micro-courses on AI to get your team involved.

5. Track Results

Measure time saved, costs reduced, or revenue gained. Adjust as needed.

Step 5: Use AI to Prevent Future Problems

Once you fix today’s problem, set AI up to catch the next one before it happens.

Here’s How:

  • Set Alerts:
    Use
    Float or Jirav to warn you when cash gets low.

  • Automate Reports:
    Connect
    ChatGPT to Google Sheets or QuickBooks for weekly summaries.

  • Create Dashboards:
    Use
    Looker Studio or Power BI to see your business health in real-time.

Final Thoughts: Street Smart + AI = Your Business Advantage

AI isn’t about robots taking over—it’s about:

  • Saving time

  • Cutting costs

  • Making smarter decisions

  • Growing your business without working harder

Start small.
Act smart.
Build confidence step by step.

Ready To Get Started?

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Disclaimer: The content shared on this blog and in these videos is for informational and educational purposes only. Despite my 30 years of experience as a business owner, I am not a certified financial advisor, accountant, or legal professional. The insights and tips shared are based on personal experiences and should not be taken as professional financial or legal advice. For financial, legal, or professional advice, please consult with a certified professional in the respective field. I disclaim any liability or responsibility for actions taken based on any information found in this blog or these videos.

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